• 2.56% APY 3-year CD
• 2.81% APY 4-year CD
• 3.31% APY 5-year CD
• 3.86% APY 7-year CD

The super jumbo 15-month CD is also competitive with a 1.60% APY.

These rates require a minimum deposit of $175K. Lower rates are available for minimums of $1K and $95K.

There was a time that only those with military connection could open bank accounts at USAA, but this is no longer the case. People from any state can open CDs and other bank accounts online at usaa.com.

USAA Federal Savings Bank is headquartered in San Antonio, Texas.

Related Bank Rates & Bank Deals:

1. Capital One CD Rates
2. Flagstar Direct Top CD Rates
3. Current Discover Bank CD Rates

Top Flagstar CD Rates:

• 6 Month – 1.25% apy – $500 Minimum Deposit
• 12 Month – 1.55% apy – $500 Minimum Deposit

Certain fees will be applied to your CD for withdrawing your funds early:

• 6 Months — A fee equal to 30 days of interest, whether the interest is earned or unearned.
• 12 Months — A fee equal to 180 days of interest, whether the interest is earned or unearned.

Other information on Flagstar CDs:

• No additional funds after opening may be deposited before maturity.
• You may withdraw interest any time during the term after the interest is credited to your account.
• Visit Flagstar CD Rates page here for more information.

Related Bank Rates & Bank Deals:

1. Flagstar Bank $100 Bank Bonus
2. Darby Direct CDs & Savings Review
3. Capital One CD Rates

Sallie Mae CDs have the following features:

• No minimum balance
• No monthly charges
• No hidden fees
• FDIC insured

Current Sallie Mae CD rates as of 7/14/2010:

• 12 month CD – 1.50% APY
• 3 Year CD – 2.20% APY
• 5 Year CD – 3.00% APY

Sallie Mae’s online savings account features a 1.40% APY and is amongst the top savings rates available online. This account features:

• No Minimum Balance
• No Monthly Fees
• Daily Compounded Interest
• FDIC Insured

Both accounts can be opened online quickly and with minimal effort.

Related Bank Rates & Bank Deals:

1. American Express Savings & CDs Review
2. H&R Block Bank Online CDs, Savings & Checking
3. Third Federal S&L Online CD, Savings

• No minimum balance required
• No monthly service charge
• Free online banking and bill pay
• Free PNC Bank Visa check card
• Free banking rewards program

The checking account also reimburses non-PNC Bank ATM fees if you have a minimum average monthly balance of at least $2,000.

To receive the bonus, you must you make a direct deposit into the account and make 10 direct purchases with the PNC Bank check card within 60 days of opening the account. Each direct deposit must be at least $400. Qualifying direct deposits do not include credit card cash advance transfers, transfers from one account to another, or deposits that are made at branches or ATMs.

PNC Bank also has other checking accounts that qualify for the $100 bonus offer, includingthe Virtual Wallet, Performance, and Performance Select.

To qualify for the $100 bonus you must be a new PNC customer and be a resident of Washington, DC, Delaware, Florida, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, Ohio, Pennsylvania, Virginia, or Wisconsin. One bonus per household.

Related Bank Rates & Bank Deals:

1. Chase Bank $100 Checking Bonus
2. PNC Bank Bonus – $75 Promotion
3. Capital One Rewards Checking $300 Bank Bonus

Ally Bank offers many of the same products as GMAC bank once did, including savings and money market accounts, and certificate of deposits. Here are the current rates for these products:

Current Ally Bank Rates

Product	Bank Rate	Min Deposit
Ally Bank Savings		0
Ally Money Market		0
Ally No Penalty CD		1
Ally 3 Month CD		1
Ally 6 Month CD		1
Ally 9 Month CD		1
Ally 12 Month CD		1
Ally 18 Month CD		1
Ally 24 Month CD		1
Ally 36 Month CD		1
Ally 48 Month CD		1
Ally 60 Month CD		1

The AllyBank savings account features:

• APY yield
• No minimum balance
• No monthly fees
• Daily compounded interest
• Six withdrawals or transfers per billing cycle

For CDs, there are now very low minimum balance requirements, and apparently you can open a CD with $0. It seems to be more of a gimmick as it doesn’t really make sense to open a CD with less than $500. AllyBank has a few new CD rates, including a 6 month CD at APY. Their 1 year and 2 year CDs have pretty competitive rates, at APY and APY. Both of these are current as of 2/15/2010. They also have a new 9 month No-Penalty CD, which states:

“You can withdraw your money 6 days after funding – and anytime thereafter – and you won’t be charged a fee. Just remember, if you do make an early withdrawal it must be for the full balance plus all interest earned.”

This is a good bonus for those who want to earn a decent return on their CD but don’t want an easy out in case better rates are available. The no penalty CD currently has a yield of . The AllyBank money market account features:

• yield
• No monthly fees
• No minimum balance
• Free check card and 50 free checks
• Daily compounded interest
• Six withdrawals or transfers per billing cycle

AllyBank is still FDIC insured, so as long as you stay below the limits you should be fine. You can also get extra coverage up to 1.5 million by opening joint accounts, trust accounts etc. For example:

• Ally Bank Account 1: John Doe, $250,000
• Ally Bank Account 2: Mary Doe, $250,000
• Ally Bank Account 3: Joint Account, John and Mary Doe, $500,000
• Ally Bank Account 4: John Doe, In Trust For (ITF) Mary Doe, $250,000
• Ally Bank Account 5: Mary Doe, In Trust For (ITF) John Doe, $250,000
• Total: $1,500,000

This is a great way to ensure that all your money is protected. Visit Ally Bank for more information!

Related Bank Rates & Bank Deals:

1. Get A Better CD Rate – Renewal at Ally Bank
2. American Express Savings & CDs Review
3. State Farm Bank CDs, Savings, Checking Rates

To get this bonus you must completely the following:

1. Visit the promotional page and get your promotion code. You must have a Chase account to see the page.
2. Print this page and take it to your local Chase Branch or apply online by July 15, 2010.
3. Open a Chase CheckingSM account and set up direct deposit.
4. Chase will deposit $125 into your new Chase CheckingSM account within 10 days of your initial direct deposit posting.

Some of the fine print and terms and conditions for this bank bonus:

To qualify for the bonus you must open a new Chase CheckingSM account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 calendar days of account opening, we must receive from your employer or the government a monthly electronic direct deposit of your payroll, pension or government benefits, such as Social Security. The bonus will be deposited into your new account within 10 business days after the initial direct deposit has posted to your account.

Limit one personal checking account-related bonus/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Bonus is not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the bonus will be debited from the account at closing. Account is subject to approval. bonus is considered interest and will be reported on IRS Form 1099-INT.

*UPDATE* The promotional page is no longer available. Please sign up to our free newsletter to get the latest bank deals delivered straight to your inbox.

Related Bank Rates & Bank Deals:

1. Current $100 Chase Bank Checking Bonus
2. Current Chase Bank $200 Bonus
3. Chase Bank $100 Checking Bonus

The Chase Freedom card already gives you 5% cash back in popular categories that change every quarter, and 1% cashback on everything else. You can also get up to 20% cash back when you shop at select merchants through the Chase website.

The current active categories for 5% cashback include gas, airlines, auto rentals, and hotels. The 5% cashback on these categories is active through September 30, 2010.

I have been using the Chase freedom card for over 2 years now and have received over $500 in the form of rewards checks. It also has excellent fraud protection and no annual fee.

Visit their website today for more information.

If you already have a Chase Freedom card, you can enroll in 5% cashback here.

Related Bank Rates & Bank Deals:

1. Chase Rewards – Free $10 AMC Gift Card
2. YourChaseFreedom – Get 5% CashBack on Select Categories
3. Chase Business Checking $200 Bank Bonus

The rate on your account changes automatically as your balances change. The current Acacia bank money market rates are:

• 1.5% APY for balances of $125,000 and up
• 1.25% APY for $75,000 to $124,999
• 1% APY for $25,000 to $74,999
• 0.75% APY for $10,000 to $24,999
• 0.25% for balances up to $9,999

Acacia Federal Savings Bank (Acacia Federal) is a thrift institution which has been operating in the Washington DC Metro area since it opened in March 1985. It is a subsidiary of the Acacia Life Insurance Company.

The money market account features a minimum opening deposit of $1000, and a monthly minimum of $1000, or else a $10 monthly service charge will apply. There is no penalty for early withdrawal.

You can get unlimited withdrawals by mail or phone if you receive the funds as a check. If you write more than 3 checks during the month you will be charged a fee of $7. Inactive accounts are assessed a $5 fee per month.

Related Bank Rates & Bank Deals:

1. Third Federal S&L Online CD, Savings
2. H&R Block Bank Online CDs, Savings & Checking
3. State Farm Bank CDs, Savings, Checking Rates

Please be sure to note the following conditions that must be met in order to qualify for this rate:

• $10,000 minimum deposit
• APY assumes interest will remain on deposit until maturity
• Early withdrawal will reduce earnings
• Account will automatically renew at maturity

The Cleveland Bank was founded in 1901 as the Triangle Bank. It has since grown to include over $43 million in assets as of present. The bank is located in Cleveland, Oklahoma and offers 24-hour telephone and online banking as well.

Related Bank Rates & Bank Deals:

1. Capital One CD Rates
2. State Farm Bank CDs, Savings, Checking Rates
3. Coulee Bank CD, Checking, MMA Rates

The bank is also advertising their Plus certificates of deposit and an 18 month variable CD rate IRA certificate of deposit. The current 18 month variable IRA CD rate is 1.83 percent with an annual percentage yield (APY) of 1.85 percent. The minimum opening deposit for their CDs is $100.

Fidelity Homestead Plus CD Rates

• 3 Months CD Rate 1.15% APY
• 6 Months CD Rate 1.25% APY
• 1 Year CD Rate 1.75% APY
• 1 1/2 Year CD Rate 1.75% APY
• 2 Year CD Rate 1.90% APY
• 2 1/2 Year CD Rate 2.00% APY
• 3 Year CD Rate 2.50% APY
• 5 Year CD Rate 3.00% APY

For a list of updated CD and savings rates, visit Fidelity Homestead Savings Bank’s website.

Related Bank Rates & Bank Deals:

1. TotalBank CD & Savings Rates
2. State Farm Bank CDs, Savings, Checking Rates
3. Testing