ThePiggyBanker.com » Virginia

Agriculture FCU No Penalty CD

Bank Maven — Tue, 19 Jan 2010 22:04:34 +0000

Agriculture Federal Credit Union has a special no penalty IRA CD available. The certificate of deposit has a 60 month term with 3.00% APY. Although this is a bit low for a 5 year term, it’s a no penalty CD meaning you can withdraw your money at any time so if you find a better deal you can go ahead and take it. This CD special is still available as of 1/19/2010.

You can withdraw the entire amount and all interest will be included with the withdrawal up to the date that the withdrawal was made. You can request this by phone, email, or mail.

AFCU’s field of membership includes members of CityDance Ensemble. CityDance has open membership to anyone that pays membership dues of $20.00. This membership can be done at the same time that you apply for credit union membership. They have an online membership application in which you can join CityDance for $20 and join the credit union for a $5 initial deposit to the Primary Share account. You do not have to renew your CityDance membership to maintain membership at the credit union.

The field of membership also includes those who live, work or worship in Washington DC plus other group affiliations.

Branches are located in Washington DC, Riverdale, Maryland, and Alexandria, Virginia. AFCU is also part of National Shared Branching network in which you can use local credit unions to access your account and conduct many transactions.

Department of Labor FCU Rewards Checking

Bank Maven — Sun, 26 Apr 2009 04:39:49 +0000

Department of Labor FCU is offering a reward checking account with 3.76% on balances up to $50,000, and 1.01% APY on balances over $50,000. These rewards checking rates are available if certain monthly requirements are met:

12 Visa check card signature-based purchases
One direct deposit per month
Access internet home banking
Receive e-statements

Additional features of the account regardless of the monthly requirements include:

No minimum balance requirement
No monthly service charge
Free Online Bill Pay

Membership is primarily based on select employer groups. In addition to the Labor Department, there are several other employers listed at the credit union’s membership eligibility page. In addition to employees and retirees, immediate family members of the credit union members can also qualify. The membership application can be done by mail, and it requires a minimum deposit of $10 in the savings account.

Alliance Bank (VA) 18 Month CD

Bank Maven — Thu, 16 Apr 2009 07:25:04 +0000

AllianceBank is offering a 3.25% 18-month CD promotion. Minimum deposit on this certificate is $2,500.

This rate is only available in branches; you must visit a branch to open the CD. Branches are located throughout Virginia and Washington DC.

Agriculture FCU No Penalty CD

Truliant Credit Union CDs

Bank Maven — Tue, 17 Mar 2009 21:09:10 +0000

Truliant Federal Credit Union continues to have a certificate promotion with two competitive rates: 3.00% APY for a 20-month term and 2.75% APY for an 11-month term. Minimum deposit for all certificates is $1,000, and new money to the credit union is required. Both regular and IRA certificates are available.

Membership is open to anyone who lives, works or worships in one of two dozen counties in North Carolina, in portions of Greenville County, South Carolina, and in parts of a few counties in Virginia. Membership requires a minimum balance of $5 in the Regular Savings Account.

Branches are located throughout North Carolina including the cities of Burlington, Charlotte, Greensboro and Winston-Salem. Branches are also in Greenville, South Carolina, in Richmond, Virginia and in Canton, Ohio.

The credit union is federally insured by the NCUA, and it’s a rather large credit union with $1.2 billion in assets and 181,191 members.

Melrose Credit Union CD Rates