ThePiggyBanker.com » Illinois

Dupaco Community CU – Savings & CD

Bank Maven — Tue, 16 Jun 2009 18:07:54 +0000

Dupaco Community Credit Union has a new savings account called the High-Yield Home-Grown Savings. It has a pretty high savings rate, but only if you have more than $50,000 to save. Here are the rates listed as of 6/16/2009:

3.40% APY - $200K+
3.14% APY – $150K-$200K
2.89% APY – $100K-$150K
2.58% APY – $50K-$100K
0.50% APY – balances under $50K

Minimum opening balance is $50K with at least $15K of that being new money. It’s available for both personal and business accounts, which is nice if you’re looking for a good place to store some cash for your business. The withdrawal limit is 6 per month, but funds must be withdrawn in amounts of $250 or more. If you want to withdraw something less than $250, you must pay a service fee.

The credit union also has two pretty high CD rate specials: 2.30% APY 11-month CD and a 2.67% APY 27-month CD.

Membership is open to those who live or work in one of several counties in Iowa, Wisconsin and Illinois. Membership requires a minimum balance of $25 in the share savings account.

Branches are located in the Iowa cities of Dubuque, Asbury, Dyersville, Cedar Rapids, Manchester, in Galena, Illinois and in Platteville, Wisconsin.

The credit union is fully NCUA insured.

Baxter Credt Union (IL, WI) 2.85% 13 Month CD

Bank Maven — Fri, 03 Apr 2009 21:31:53 +0000

Baxter Credit Union (BCU) of Illinois and Wisconsin is offering a special 13-month CD with a rate of 2.85% APY. Minimum deposit is $500. This special is still available as of 4/03/09.

BCU continues to offer a reward checking account with rates up to 4% APY as of 4/03/09.

Membership is open to those who live or work in the Illinois counties of Cook, Dupage, Kane, Lake and McHenry, in the Village of Schaumburg, and in the Wisconsin County of Kenosha. You can also be eligible based on employer groups and family members. Please refer to the Membership Page for more details. Membership requires a minimum balance of $5 in the savings account.

BCU has a 4-star rating (excellent) at BauerFinancial based on 12/31/08 financial data. The credit union is federally insured by the NCUA, and it has $1.4 billion in assets and 137,461 members.

Alliant Credit Union CD Rates

Bank Maven — Thu, 12 Mar 2009 07:14:28 +0000

Alliant Credit Union is currently offering some top short term CD rates. All certificates require a minimum deposit of $1000. Here are the current rates as of 3/11/2009:

Here are the current rates:

12-17 months: 3% APY (up to 25k) — 3.15% (25k and up)
18-23 months : 3% APY (up to 25k) — 3.15% (25k and up)
24-35 months: 3.15% APY (up to 25k) — 3.30% (25k and up)
36-47 months: 3.60% APY (up to 25k) — 3.75% (25k and up)
48-60 months: 3.85% APY (up to 25k) — 4.00% (25k and up)

There are branches in Colorado, California, and Illinois. All certificates of deposits are NCUA insured.

Valley Community Bank Savings

Bank Maven — Wed, 11 Mar 2009 06:03:56 +0000

Valley Community Bank is offering a savings account with a rate of 3.51% APY for balances of $100,000 or more. Balances under $100,000 only earn 0.25%. These rates are listed in the bank’s rate table as of 3/05/09.

Minimum initial deposit is $50, and a minimum balance of $100 is maintained, or else there is a $4 monthly fee. Nine free withdrawals per quarter are allowed. One big downside is that interest is only credited quarterly.

The bank also offers a reward checking account which currently has a top rate of 4.01% APY on balances up to $100,000 (as of 3/08/09).

Valley Community Bank branches are located in several cities in the western suburbs of Chicago, Illinois.

Melrose Credit Union CD Rates

MidWest America FCU 21 Month CD

Bank Maven — Wed, 11 Mar 2009 06:00:02 +0000

MidWest America Federal Credit Union is offering a special 21-month certificate with a CD rate of 3.05% APY. Minimum deposit is on this CD is $500. It’s available as both a share and IRA certificate. This rate is available as of 3/10/2009.

Unfortunately, you can’t be a new member to qualify for this deal; you must have a checking account or money market account that has been opened at least 30 days. The special is listed at the top of the credit union’s rate table page as of 3/09/09.

Membership is open to anyone who lives, works, worships or attends school in the Allen County Investment Area of Fort Wayne, Indiana, or in the Illinois counties of Vermilion or Coles, or in the underserved areas of the Kentucky counties of Allen, Barren or Monroe. Also eligible for credit union membership are members of the Allen County Society for the Prevention of Cruelty to Animals (SPCA) who live within 100 miles of one of the credit union’s 17 branches. Membership to the MidWest America FCU requires a minimum deposit of $5 into the Regular Savings account.

Branches are located in the Indiana cities of Fort Wayne, New Haven, Columbia City, Huntington and Decatur, in the Illinois cities of Charleston, Danville and Mattoon, and in the Kentucky cities of Hopkinsville and Scottsville.