's Archive

Southeast Financial Credit Union has a CD rate of 2.00% annual percentage yield (APY) for a two-year term. Other CD rates include:

1.4% APY for 6 months
1.8% for 18 months
2.2% for 30 months
2.35% for 3 years
2.55% for 4 years
2.75% for 5 years

When money is withdrawn from a certificate of deposit early there is a penalty fee of all dividends [...]

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Credit Union of Colorado is advertising a Share Savings Account, a Holiday Savings Account and a Health Savings Account. The Share Savings and Holiday Savings accounts have a savings rate of 0.25 percent with an annual percentage  yield of 0.25 percent. The Health Savings Account (HSA) has the following savings rates.
Health Savings Account Rates

Balance [...]

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Navy Federal Credit Union (FCU) is offering certificates of deposit with terms between 1 year and 7 years. The certificate of deposit rates are some advertising some of the best CD rates available from a credit union or a bank. The CD rates and CD yields are tiered. The highest CD rate is 3.92% for a 7 year certificate with an minimum opening [...]

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Melrose Credit Union continues to offer their highest CD rates for their midterm to long-term certificates of deposit. The current interest rates as of February 8 are the following:

1 year 1.81% APY
2 years 2.07% APY
3 years 2.57% APY
4 years 2.83% APY
5 years 3.39% APY

The minimum deposit for regular Melrose Credit Union CDs is $5000.
The credit union also offers IRA [...]

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Digital Credit Union is offering a special 14-month certificate of deposit with a 2.00% APY. Minimum deposit on this CD is $500, and IRA CDs are also available. The CD is available as of 2/9/2010. It’s also available in an IRA.
Digital Credit Union Membership Information
Anyone can join DCU via membership in an association. The least [...]

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Agriculture Federal Credit Union has a special no penalty IRA CD available. The certificate of deposit has a 60 month term with 3.00% APY. Although this is a bit low for a 5 year term, it’s a no penalty CD meaning you can withdraw your money at any time so if you find a better [...]

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First Entertainment Credit Union is offering another CD promotion with two competitive rates: 2.09% APY for 18 months and 3.00% APY for 3 years. The 3% also applies to 4- and 5-year CDs which are not quite as competitive.

First Entertainment Credit Union also has a savings account called First500 Savings in which you can earn [...]

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Money One Federal Credit Union currently has a “Holding on to 29″ CD promotion. It’s a 29-month CD with a 2.90% APY. Minimum deposit is $29,000, and new money is required. New members must live within a 29 mile radius of the credit union and qualify for membership.
In the past, this credit union has allowed [...]

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Plus4 Credit Union is currently offering a reward checking account with 4.01% APY on balances up to $25,000 and 1.01% on the portion over $25,000. You can also get ATM fee refunds up to $25 per month.

In order to qualify for the rewards checking rate, the following requirements must be met:

10 signature based debit card [...]

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Fort Knox Federal Credit Union currently has 3 competitive special CDs:

2.50% APY 7 month CD
2.60% APY 11 month CD
2.75% APY 17 month CD

In addition, they also offer Jumbo CDs that add .15% to special CDs and .25% to regular certificates. Many of their regular CD rates are competitive as well.
Membership to Fort Knox Credit Union [...]

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Crane Federal Credit Union, located in Indiana, has several competitive certificate of deposit rates.
Some of their current CD rates include a 25 month special CD with 2.78% APY. Their long term rates include a 3.04% 36 month CD and a 3.25% APY 48 month CD.
Minimum deposit on CDs is $500. Both regular and IRA certificates [...]

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East Boston Savings Bank has a promotional 2.55% APY 14 month certificate of deposit. It’s only available locally and you must apply in branch.
Minimum deposit is $2500 and you must be a new customer to East Boston Savings Bank. This rate is not on their website and was reported to me by a reader; the [...]

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SchoolsFirst FCU has a special 3-year share CD yielding  3.00% APY. Here are some of the features:

Low minimum opening balance of $500
Maximum share balance of $75,000
Also available as IRA Certificate
Can be opened online

Field of membership is mainly based on your employer. Eligible employers include most schools in Southern California. There is a [...]

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Southeast Financial Federal Credit Union has competitive rates on many of it’s CDs and IRA CDs. Some of the best rates include:

3 month CD – 2.00%
6 month CD – 2.25%
1 year CD – 2.25%
18 month CD – 2.75%
2 year CD – 2.75%

Minimum deposit on these CDs is $500. The same rates apply to IRA CDs.
Branches [...]

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Metro Phoenix Bank is offering some competitive rates on their CD and IRAs.
Their best rates include:

12 month CD – 2.52%
2 year CD – 2.78%

Minimum deposits are $5,000 for a regular certificate an $2,000 for an IRA certificate. Their money market account also has some fairly competitive balances:

Up to 24,999 – 1.26%
25,000 – 99,999 – 1.76%
100,000 [...]

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