Coppermark Bank is offering a reward checking account called Free High-Interest Checking. This rewards checking account offers:

• 4.00% APY on balances up to $25,000
• 0.20% APY on balances over $25,000
• 0.20% rate if qualifications are not met
• ATM surcharges refunded up to $25 per month

The monthly checking account requirements include:

• 16 debit card purchases (PIN or signature based)
• One ACH credit (includes direct deposit)
• Choose to receive e-statements

Additional features of the account regardless of the monthly requirements include:

• No minimum balance requirement
• No monthly fees
• Free bill pay

This appears to be a pretty typical reward checking account except for the requirement of 16 debit card purchases a month, which is a little more than the usual requirement of 10 per month.

Branch visits are required to open an account. >Branches are located in Oklahoma City and in Dallas, Texas.