Darby Direct is the online division of Darby Bank. They currently offer CDs and a Money Market account. Unfortunately it appears that Darby has recently limited their deposits to the state of Georgia, so these rates are no longer nationally available.

Darby has a money market account with a 1.25% APY. The Darby money market account has no minimum balance requirements and no monthly fees.

Darby Direct also has 2 CDs. The online CD has a 9 month term and a CD rate of 1.90% APY. The breakable certificate of deposit has a 2.50% APY and a term of 18 months. You can withdraw funds without penalty after 90 days have passed. Minimum deposit on both CDs is $500, and there is no maximum deposit.

Darby Direct is FDIC insured through Darby Bank.