Charter Bank has one of the top short term CD rates, coming in at 3.00% APY for a 14 month CD. A look at their rate table shows some pretty high rates for other CDs as well, including 2.00% APY for a 1 year CD. Minimum deposits on all CDs are $5,000, and they also offer Business CDs, IRA CDs, and Jumbo CDs.

You can open an account online, and this certificate of deposit is available nationwide. Charter Bank has a 2/5 star rating, and deposits are insured for up to $250,000.