Best CD Rates
« Previous EntriesEloan CD Rates Increase
Wednesday, April 30th, 2008After a long period of declining CD rates, things may be finally turning around. Eloan.com has recently raised the rates on all of their CDs, with the largest increases coming in the long term CDs, with the 5 year CD going from 4.30% to 4.60% and the 2 year CD going from 4.10% to 4.25% […]
IndyMac Bank 4.15% 6 & 12 month CDs
Sunday, April 20th, 2008IndyMac Bank once again tops the charts for 6 and 12 month CDs with a 4.15% APY for both maturity yields. All other CDs have yields below 3.00% APY. Minimum balance on IndyMac CDs is $5,000.
Minimum to open is $5,000
Interest is compounded daily and paid or reinvested into the account monthly or at maturity
A penalty […]
Nexity Bank 3.55% 3 month CD
Sunday, April 20th, 2008Nexity Bank is currently offering a 3.55% APY 3 month CD that tops the charts for our short term certificate of deposits. The minimum balance for this CD is $1,000.
On top of this CD, Nexity also offers competitive short term Business CDs and IRA CDs. 3 month CD rates for their Business CDs yield 3.30% […]
Long Term CD Yields Up at Countrywide
Friday, April 18th, 2008Countrywide Bank has recently raised their long term CD rates by several basis points. All CDs over 18 months have been increased. 18 month CDs now yield 4.10% APY, while 3-5 year CDs yield 4.50% APY, some of the highest rates available. Countrywide CD’s all have a $10,000 minimum balance and are FDIC insured up […]
GMAC Bank Long Term CDs - 4.15% APY
Sunday, April 6th, 2008GMAC Bank’s long term CD rates are among the highest available online. Here’s a rate table of their current offerings:
Balance
Term
Rate
APY
$500 or more
3 months
3.44%
3.50%
6 months
3.54%
3.60%
9 months
3.54%
3.60%
12 months
3.83%
3.90%
18 months
3.54%
3.60%
2 years
3.68%
3.75%
3 years
3.92%
4.00%
4 years
3.92%
4.00%
5 years
4.07%
4.15%
Minimum deposit on their CDs is $500. Opening a CD with GMAC can be done online very quickly. If you are an existing GMAC […]
Key Bank $100 Checking Bonus
Sunday, March 30th, 2008KeyBank is currently running a $100 bank checking promotion if you open a checking account by 4/25/08. You must make two direct deposits or automated payments of $100 or more. Upon completing the requirements, you’ll receive a $100 MasterCard gift card. Here’s some of the details of this bank deal:
Qualifying checking accounts include Key Express […]
iGOBanking.com High 5 Year CDs - 4.30% APY
Saturday, March 15th, 2008iGObanking.com has some pretty competitive rates on its internet CDs. The highest rate is 4.30% APY for a 60-month term. There’s also a 4.00% APY for a 15-month term. The yield on all the other terms over 12 months is 3.85% APY. Minimum deposits on these CDs are $500.
iGOBanking.com also has a no minimum online […]
Wells Fargo Bank Current Interest Rates
Friday, March 7th, 2008Among the big brick and mortar banks, Wells Fargo probably has the lowest available rates for their CDs and savings accounts.
Their “special high yield CD” yields an abysmal 2.75% APY, while the CDs with 3 month to 1 year CDs yield between 1.50% APY to 2.15% APY. Minimum deposit is $2500.
The Wells Fargo money market […]
Current Bank of America CD Rates
Wednesday, March 5th, 2008Bank of America has dropped their rates along with the rest of the banking industry. Big banks like Bank of America have historically offered lower rates, and their current rates have not broken this trend. Bank of America’s high yield CD has a yield of 3.06% APY, with a 4 month maturity term. Minimum balance […]
Discover Bank - Top Long Term CD Rates
Tuesday, March 4th, 2008Discover Bank is making it’s debut on ThePiggyBanker.com with some of the current highest long term CD rates for 2, 3, and 5 year terms.
A 2 year CD currently yields 3.76% APY, 3 year CD 3.87% APY, and 5 year CD 4.13% APY. The minimum amount required for a Discover Bank CD is $2,500.
Discover Bank […]
Best Short Term CD Rates - February 2008
Tuesday, February 26th, 2008With rates dropping all over the board, it has become harder and harder to find good rates on certificate of deposits. Here’s a current listing of the best short term CD rates available today:
IndyMac Bank holds the top rate for 3 month CDs , with 4.25% APY on their 3 month CD. Minimum deposit is […]
Everbank Top 2, 3, 5 Year Certificates
Tuesday, February 5th, 2008Everbank.com currently holds the top position for 2, 3, and 5 year CDs, with 4.25%, 4.15%, and 4.40% APY rates respectively. Minimum opening deposit of $1,500 is required.
Everbank also offers competitive business CD rates, with rates ranging from 4.07% to 4.31% APY.
EverBank pledges to keep the yield on your account in the top 5% of […]
Countrywide Bank - Current Top Short Term CD Accounts
Tuesday, February 5th, 2008Countrywide Bank currently has a 4.90% APY on their 3 month and 6 month certificates, and a 4.00% APY on their 9 and 12 month CDs. With interest rates on the decline and several fed rate cuts, these are some of the best short term CD rates available. IRA CDs are also available. Minimum balance […]
ING Direct Orange C.D. Rates, Savings
Wednesday, January 9th, 2008ING Direct is offering CD rates ranging from 4.65 to 4.90% on certificates with terms ranging from 6 months to 5 years. You can fund these CDs online or by mail. You can also call 1-800-ING-DIRECT to request an Orange Certificate of Deposit application be sent to you. Simply complete and return with your check […]
New 3, 6, 9, 12 Month Top CD Rates
Wednesday, January 9th, 2008Countrywide Bank currently has the top short term CD rates with a high 5.45% rate on their 3 and 6 month CDs and 5.15% APY on their 9 month CD. The current yield on their 1 year CD is 5.10%. Minimum balance on regular CDs is $10,000, and minimum balance on IRA CDs is $2,500. […]
Pacific Mercantile Bank - 5.10% APY CD Rate
Friday, January 4th, 2008Pacific Mercantile Bank is offering a 5.10% APY 12-month certificate of deposit. The minimum deposit on this CD is $10,000.
The online application must be printed, signed and mailed in with a copy of your driver’s license. The CD can be funded by check or wire transfer. The application also allows for a formal trust and […]
Best Short Term CD Rates @ IndyMac Bank
Monday, December 17th, 2007IndyMac Bank has recently raised their short term CDs with 3 and 4 month terms to 5.40% APY, which is one of the highest rates available. Here’s some of the information about the CD:
Minimum deposit of $5,000
CD can be funded by mail, wire transfer electronic funds transfer (ETF) via ACH from a checking account at […]
Countrywide Bank 5.50% Top CD Rate
Friday, December 7th, 2007Countrywide is currently offering a “secret” 5.50% APY 5 month CD that isn’t being advertised on their main website. Call their toll free number at (1-800-283-8875) to see if it’s available in your state. Minimum deposit on all countrywide CDs is $10,000.
Aside from this CD, Countrywide also has some of the best short term CDs […]
Countrywide Bank - Best Short Term CDs
Friday, November 30th, 2007Countrywide Bank lowered their 3 and 6 month CDs since the last time I reported on their rates, but they still hold the top certificate rates for short term CDs with 5.45% and 5.35% on their 3 and 6 month maturities. Countrywide also offers IRA CDs and business CDs. Minimum deposit on regular CDs is […]
Merril Lynch Bank Special CD Rate Promotion
Thursday, November 29th, 2007Merrill Lynch Bank is currently offering a special 5.15% APY 6-month and 3-month certificate of deposit. The minimum deposit on this certificate is $25,000; the maximum $97,000. This promotion ends on 12/21/07.
The CDs are sold by Merrill Lynch and held in brokerage accounts in which standard account fees may apply. The CDs are issued by […]